👷Builders Surge; Existing Homes Moderate (Washington County, Sep '25)

Northwest Arkansas Real Estate Data Analysis

Author

Patrick Curry
October 24, 2025

September 2025 Washington County Analysis

 🔑 Key Takeaways

💰 Median Price Up - Home prices increased +6.1% YoY.

⚖️ Homes Sold Slightly Higher - Residential homes sold were +0.5% YoY (389 vs. 387).

🏠 New Homes Continue Surge - New homes sold increased +18.6% YoY.

🏡 Tale of Two Markets

Existing-home sales declined while new-home sales accelerated. Existing prices moderated, while new-home prices rose +12.7% YoY. Builder incentives (e.g., rate buydowns) likely supported pricing while keeping monthly payments in check.

🏠 Existing Home Sales Washington County

  • 📉 Home Sales: -6.0% YoY.

  • ↔️ Prices Moderating: Median sales prices only +3% YoY.

🏗️ New Home Sales - Washington County

  • 📈 Price Increases: New home prices jumped +12.7% year over year.

  • 📊 Home Sales: New home sales jumped +18.6% YoY.

🏦Mortgage Activity

  • 30 Year Mortgage - The average 30 year is 6.18%

  • Average Loan Balance - $287,235 in September.

  • Mortgage Filings - Up +8.3% YoY.

📰Closing & Market News

🏛️ Government Shutdown - The shutdown continues into day 24. According to the markets there is a >50% chance that the government will not reopen until after November 12th. Be aware, closings could be delayed if you have payoffs on certain government loans or to the IRS.

💹 10 Year Treasury - The rate remains just under 4%. Next week the Fed will announce their decision on interest rates. There is a 97% chance the Fed will drop rates by 25bps. The market has likely already priced in this expectation so do not expect much movement on the 10-year or the 30-year mortgage rates.

🪙 Inflation Rate - The government issued the inflation report today. Inflation came in at 3.0% versus expectations of 3.1%. This reading locks in a rate cut next week. The Fed has prioritized job growth over inflation. Rate cuts will remain on the table as long as we are around 3% and low job growth.

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